1910

Clara, who has deep knowledge and skill in nursing and medicine, cares for her husband during a prolonged and serious digestive illness lasting over three years.

1912

Her beloved mother dies on 19 February.

1914

Several of the Ho children attend Diocesan Girls School. Clara believes in a good education for daughters as well as sons as this could not be taken away even if material gains were lost.

Suffers a severe throat condition, which she alleviates by chanting the name of the Amitabha Buddha. Her faith in Buddhism deepens.

1916

Begins her many expeditions to the sacred mountains of China and well-known Buddhist institutions.

1918

First daughter Victoria marries brilliant Eurasian lawyer M. K. Lo.